Protect Your Identity
How You Can Protect Yourself.
Follow this guide to learn how to prevent, detect, correct and report online fraud and identity theft.
Despite all efforts to prevent it, identity fraud can still occur. The earlier it is detected, however, the swifter we can help you take action to stop it. Be alert and take immediate action to the following:
- Bills that do not arrive as expected.
- Unexpected credit cards or account statements.
- Denials of credit for no apparent reason.
- Calls or letters about purchases you didn’t make.
- Review your financial and billing statements regularly and look for charges you did not make.
- Keep a list of all your credit card numbers and phone numbers in case of theft, and notify each card issuer immediately if theft occurs.
Take advantage of free annual credit reports annually. Credit reports contain information about what accounts you have and your bill-paying history. Free copies, required by law to be available from the major nationwide consumer reporting companies – Equifax, Experian and TransUnion – can be requested annually.
To order your free credit reports, visit www.AnnualCreditReport.com, call 877.322.8228, or write to:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
Online Banking & Cash Management Security
Report a theft to the Federal Trade Commission. Filing a report helps law enforcement officials across the country in their investigations.
- Online: ftc.gov/idtheft
By phone: 1.877.IDTHEFT (438.4337) or TTY, 1.866.653.4261
By mail: Identity Theft Clearinghouse Federal Trade Commission, Washington, DC 20580
- Remember to always report theft or fraudulent activity to your financial institution, no matter if you are a victim or suspect the activity.