Money Market Accounts

Money Market

Want higher interest rates than regular savings, no risk and 24/7 access to your funds? You want a money market account. Our basic account offers the flexibility and accessibility of a personal savings account, plus these added features:

Fully insured¹
Minimum balance of $2,500 required to earn premium APY

Premium Money Market

You deserve the best of both worlds. That's why we’ve combined the high rate of a short-term CD and the accessibility of a savings account.

Earns interest
Fully insured¹
Minimum balance of $25,000 required to earn premium APY

Blue and Gold Money Market

This top-shelf money market account earns a higher rate of interest with optional limited check-writing abilities.

Earns interest
Fully insured¹
Minimum balance of $75,000 required to earn premium APY

Blue Sky Money Market

Blue skies ahead. This money market account earns the highest rate of interest of all of our money market accounts.

Earns interest
Fully insured¹
Minimum balance of $125,000 required to earn premium APY

¹ All Bluestone Bank deposit accounts are insured by the FDIC up to $250,000 per depositor, with the excess over $250,000 insured by the DIF.

View Rates²

*Effective as of 12/7/2023

Program	Annual Percentage Yield (APY)	Minimum Daily Balance to Earn APY
Money Market (Daily balances from $10 to $2,499.99 will earn 0.05% APY. Daily balances below $10 will not earn interest.)	0.100%	$2,500.00
Premium Money Market (Daily balances from $10 to $24,999.99 will earn 0.05% APY. Daily balances below $10 will not earn interest.)	0.150%	$25,000.00
Blue and Gold Money Market (Daily balances from $10 to $74,999.99 will earn 0.05% APY. Daily balances below $10 will not earn interest.)	0.200%	$75,000.00
Blue Sky Money Market (Daily balances from $10 to $124,999 will earn 0.05% APY. Daily balances below $10 will not earn interest.)	3.500%	$125,000.00

²Annual Percentage Yield (APY) subject to change. This is a variable rate that is subject to change after the account has been opened. Fees may reduce the earnings on the account. Accounts are restricted to residents of Massachusetts and Rhode Island.

Your Personal Bankers

Meeting the financial needs of our customers requires a creative approach. Our Personal Bankers are committed to getting to know you and tailoring financial solutions to fit your unique needs, even if that means thinking outside the box.

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