Money Market Accounts

The Cash Management and Business logins have been combined.
Cash Management and Business customers can both select ‘Business’ to log in.

Money Market

Want higher interest rates than regular savings, no risk and 24/7 access to your funds? You want a money market account. Our basic account offers the flexibility and accessibility of a personal savings account,
plus these added features:

Fully insured¹
Minimum balance of $2,500 required to earn premium APY

OPEN AT A BRANCH

Tiered Money Market²

Our new Tiered Money Market Account pays increasing interest rates as your balance grows and is designed to pay higher interest when you maintain a minimum balance of $25,000³. You’ll have full access to your funds when you need them and will benefit from automatic interest rate increases
as your balance grows into new tiers.

Fully insured¹
Higher interest rate tiers as balance grows³

OPEN ONLINE

Tiered Money Market Rates

*Effective as of 5/17/2025

Tier	Annual Percentage Yield (APY)
Less Than $25,000	0.05%
Between $25,000 and $49,999.99	1.00%
Between $50,000 and $74,999.99	1.50%
Between $75,000 and $99,999.99	2.00%
Between $100,000 and $124,999.99	2.50%
$125,000 or Greater	3.00%

²Monthly service charge of $10.00 when $25,000 minimum daily balance is not maintained.
³Interest rate varies dependent upon the Money Market tier and the daily balance maintained.

¹All Bluestone Bank deposit accounts are insured by the FDIC up to $250,000 per depositor, with the excess over $250,000 insured by the DIF.

Rates⁴

*Effective as of 5/17/2025

Program	Annual Percentage Yield (APY)	Minimum Daily Balance to Earn APY
Money Market (Daily balances from $10 to $2,499.99 will earn 0.05% APY. Daily balances below $10 will not earn interest.)	0.100%	$2,500.00
Tiered Money Market (Interest rate varies dependent upon the Money Market tier and the daily balance maintained. Daily balances below $10 will not earn interest.)	Determined by Tier	Determined by Tier

⁴Annual Percentage Yield (APY) subject to change. This is a variable rate that is subject to change after the account has been opened. Fees may reduce the earnings on the account. Accounts are restricted to residents of Massachusetts and Rhode Island.

Your Personal Bankers

Meeting the financial needs of our customers requires a creative approach. Our Personal Bankers are committed to getting to know you and tailoring financial solutions to fit your unique needs, even if that means thinking outside the box.

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