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Meet with UsMoney Market Accounts
Easy access when you need it. Easy-to-read monthly statements. Easy to open at any Bluestone branch.
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How to OpenMoney Market
Want higher interest rates than regular savings, no risk and 24/7 access to your funds? You want a money market account. Our basic account offers the flexibility and accessibility of a personal savings account, plus these added features:
- Fully insured1
- Minimum balance of $2,500 required to earn premium APY
Premium Money Market
You deserve the best of both worlds. That's why we’ve combined the high rate of a short-term CD and the accessibility of a savings account.
- Earns interest
- Fully insured1
- Minimum balance of $25,000 required to earn premium APY
Blue and Gold Money Market
This top-shelf money market account earns the highest rate of interest with optional limited check-writing abilities.
- Earns interest
- Fully insured1
- Minimum balance of $75,000 required to earn premium APY
1 All Bluestone Bank deposit accounts are insured by the FDIC up to $250,000 per depositor, with the excess over $250,000 insured by the DIF.
View Rates3
*Effective as of 3/4/2021
| Program | Annual Percentage Yield (APY) | Minimum Daily Balance to Earn APY |
|---|---|---|
| Money Market (Daily balances from $10 to $2,499.99 will earn 0.05% APY. Daily balances below $10 will not earn interest.) | 0.100% | $2,500.00 |
| Premium Money Market (Daily balances from $10 to $24,999.99 will earn 0.05% APY. Daily balances below $10 will not earn interest.) | 0.150% | $25,000.00 |
| Blue and Gold Money Market (Daily balances from $10 to $74,999.99 will earn 0.05% APY. Daily balances below $10 will not earn interest.) | 0.200% | $75,000.00 |
*Annual Percentage Yield (APY) subject to change. This is a variable rate that is subject to change after the account has been opened. Fees may reduce the earnings on the account.
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