Meet with Us
Locations
Locations
Meet with UsMoney Market Accounts
Easy access when you need it. Easy-to-read monthly statements. And best of all—easy to open.
Money Market
Want higher interest rates than regular savings, no risk and 24/7 access to your funds? You want a money market account. Our basic account offers the flexibility and accessibility of a personal savings account,
plus these added features:
- Fully insured1
- Minimum balance of $2,500 required to earn premium APY
Tiered Money Market2
Our new Tiered Money Market Account pays increasing interest rates as your balance grows and is designed to pay higher interest when you maintain a minimum balance of $25,0003. You’ll have full access to your funds when you need them and will benefit from automatic interest rate increases
as your balance grows into new tiers.
- Fully insured1
- Higher interest rate tiers as balance grows3
Tiered Money Market Rates
*Effective as of 9/15/2024
| Tier | Annual Percentage Yield (APY) |
|---|---|
| Less Than $25,000 | 0.05% |
| Between $25,000 and $49,999.99 | 1.00% |
| Between $50,000 and $74,999.99 | 1.50% |
| Between $75,000 and $99,999.99 | 2.00% |
| Between $100,000 and $124,999.99 | 2.50% |
| $125,000 or Greater | 3.00% |
3Interest rate varies dependent upon the Money Market tier and the daily balance maintained.
Premium Money Market
You deserve the best of both worlds. That's why we’ve combined the high rate of a short-term CD and the accessibility of a savings account.
- Fully insured1
- Earns interest
- Minimum balance of $25,000 required to earn premium APY
Blue and Gold Money Market
This top-shelf money market account earns a higher rate of interest with optional limited check-writing abilities.
- Fully insured1
- Earns interest
- Minimum balance of $75,000 required to earn premium APY
Blue Sky Money Market
Blue skies ahead. This money market account earns the highest rate of interest of all of our money market accounts.
- Fully insured1
- Earns interest
- Minimum balance of $125,000 required to earn premium APY
1All Bluestone Bank deposit accounts are insured by the FDIC up to $250,000 per depositor, with the excess over $250,000 insured by the DIF.
Rates4
*Effective as of 9/15/2024
| Program | Annual Percentage Yield (APY) | Minimum Daily Balance to Earn APY |
|---|---|---|
| Money Market (Daily balances from $10 to $2,499.99 will earn 0.05% APY. Daily balances below $10 will not earn interest.) | 0.100% | $2,500.00 |
| Tiered Money Market (Interest rate varies dependent upon the Money Market tier and the daily balance maintained. Daily balances below $10 will not earn interest.) | Determined by Tier | Determined by Tier |
| Premium Money Market (Daily balances from $10 to $24,999.99 will earn 0.05% APY. Daily balances below $10 will not earn interest.) | 0.150% | $25,000.00 |
| Blue and Gold Money Market (Daily balances from $10 to $74,999.99 will earn 0.05% APY. Daily balances below $10 will not earn interest.) | 0.200% | $75,000.00 |
4Annual Percentage Yield (APY) subject to change. This is a variable rate that is subject to change after the account has been opened. Fees may reduce the earnings on the account. Accounts are restricted to residents of Massachusetts and Rhode Island.
Your Personal Bankers
Personal Checking Options
Convenience Services
- Reorder Checks
- Direct Deposit
- Automatic Account Transfers
- Notarizing Documents
- Signature Guarantee / Signature Validation
- Wire Transfers
- Safety Deposit Boxes
- Overdraft Protection: Opt-in Form
- Overdraft Protection: Line Of Credit
- Scoremore Deals
- Deposit Insurance
- Telephone Banking
- Bank By Mail
- It Pays To Tell Your Age!