List of Account Features

  • Earns higher rate of interest
  • $2,500 balance required to waive service charge
  • Free Online Banking & Bill Pay

  • Free Debit MasterCard®

*If a Premium Checking Account balance falls below $2,500 at any time during the month, a service charge of $8 plus $.25 for each check processed during that month will be applied.

Current Premium Checking Rates1

*Effective as of 5/7/2021

Interest RateAnnual Percentage Yield (APY)Minimum Deposit to Open AccountMinimum Monthly Balance to Obtain APY
0.01%0.01%$10.00$10.00 to $2,499.99
0.03%0.03%$10.00$2,500.00 to $4,999.99
0.05%0.05%$10.00$5,000.00 to $9,999.99
0.10%0.10%$10.00$10,000.00+

1Annual Percentage Yield (APY) subject to change. This is a variable rate that is subject to change after the account has been opened. Fees may reduce the earnings on the account. Additional account information available upon request.

Free Online Banking

Transfer funds, check account balances, make loan payments – from your office or your kitchen table, 24/7.

Secure Mobile Banking

Wherever life takes you, your account goes with you. With Bluestone Bank Mobile Banking, it’s easy, convenient and secure.3