Premium Checking
Boost your balance, bump up your earnings with our highest interest rate checking account. Simply maintain a balance of $2,500* or more to qualify for a higher rate.
Ready to get started
Open at a BranchList of Account Features
- Earns higher rate of interest
- $2,500 balance required to waive service charge
Free Online Banking & Bill Pay
Free Debit MasterCard®
*If a Premium Checking Account balance falls below $2,500 at any time during the month, a service charge of $8 plus $.25 for each check processed during that month will be applied.
Current Premium Checking Rates1
*Effective as of 9/15/2024
Interest Rate | Annual Percentage Yield (APY) | Minimum Deposit to Open Account | Minimum Monthly Balance to Obtain APY |
---|---|---|---|
0.01% | 0.01% | $10.00 | $10.00 to $2,499.99 |
0.03% | 0.03% | $10.00 | $2,500.00 to $4,999.99 |
0.05% | 0.05% | $10.00 | $5,000.00 to $9,999.99 |
0.10% | 0.10% | $10.00 | $10,000.00+ |
1Annual Percentage Yield (APY) subject to change. This is a variable rate that is subject to change after the account has been opened. Fees may reduce the earnings on the account. Additional account information available upon request.
Free Online Banking
Transfer funds, check account balances, make loan payments – from your office or your kitchen table, 24/7.
Secure Mobile Banking
Wherever life takes you, your account goes with you. With Bluestone Bank Mobile Banking, it’s easy, convenient and secure.3
Convenience Services
- Reorder Checks
- Direct Deposit
- Automatic Account Transfers
- Notarizing Documents
- Signature Guarantee / Signature Validation
- Wire Transfers
- Safety Deposit Boxes
- Overdraft Protection: Opt-in Form
- Overdraft Protection: Line Of Credit
- Scoremore Deals
- Deposit Insurance
- Telephone Banking
- Bank By Mail
- It Pays To Tell Your Age!