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Meet with UsFree Checking for Seniors
All the benefits of being a seasoned spender, none of the fees. Designed for adults 65 or older, this checking account comes with no monthly service fee, minimum balance requirement or per-check charges.
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Open OnlineFree Checking for Seniors Account Features
- For anyone 65 and older
- No monthly service fee
- No minimum balance requirement
- Earns Interest
- No per-check charge
- Free Online Banking & Bill Pay
- Free Debit MasterCard®
Current Free Checking for Seniors Rates1
*Effective as of 5/17/2025
| Interest Rate | Annual Percentage Yield (APY) | Minimum Deposit to Open Account | Minimum Monthly Balance to Obtain APY |
|---|---|---|---|
| 0.01% | 0.01% | $10.00 | $10.00 |
1Annual Percentage Yield (APY) subject to change. This is a variable rate that is subject to change after the account has been opened. Fees may reduce the earnings on the account. Additional account information available upon request.
Secure Online Banking
Don't want to come in to a branch? Save time, save gas, save money—view your account details, check balances, transfer funds, pay bills, and access financial tools through Online Banking.
Investment & Retirement Calculators
What’s my investment yield? How much will my Roth IRA be worth at retirement?
How can I save a million dollars? The tools to answer these questions and more.
