AddVantage Account Features

  • Interest earned on qualifying balances
  • Foreign ATM fees waived
  • ATM surcharge rebate*
  • Special rates on CDs
  • Complimentary AddVantage printed checks
  • Free coin counting
  • 50% discount on safe deposit box rental with autopay
  • Unlimited money orders and treasurer checks
  • Free Online Banking & Bill Pay
  • Free Mobile Banking
  • Free Debit MasterCard®

*Nationwide ATM surcharges assessed to your account will be rebated monthly, up to a maximum of $10 per statement cycle for Silver tier (qualifying balances of $10,000-$74,999.99) or $25 per statement cycle for Gold tier (qualifying balances of $75,000 and up).

Eligibility: AddVantage is only available to personal banking customers. Business entities, including DBAs, are not eligible for this account. Business accounts will not be included in the combined balance calculation. Enrollments are limited to owners of the AddVantage account. Each owner can be on only one AddVantage checking account. The Tax ID of the AddVantage account owner(s) will be the basis for combining qualifying balances. Other accounts with a matching Owner Tax ID will be combined with the AddVantage account for qualifying tier balances. Monthly service charge of $20 is waived if you maintain a minimum qualifying average daily balance of $10,000. Accounts can be used in only one AddVantage Checking Account package to calculate the qualifying average daily balance. eVantage checking balances will not be included. Only the actual AddVantage account will receive account-level benefits. Other benefits, such as special rates on CDs and safe deposit discounts, are available only to AddVantage account owner(s).

AddVantage Checking Rates

*Effective as of 7/17/2024

Interest RateAnnual Percentage Yield (APY)Minimum Deposit to Open AccountMinimum Monthly Balance to Obtain APY
0.00%0.00%$10.00$10.00 to $9,999.99 *
0.05%0.05%$10.00$10,000.00 to $74,999.99 *
0.10%0.10%$10.00$75,000.00+ *

1Annual Percentage Yield (APY) subject to change. This is a variable rate that is subject to change after the account has been opened. Fees may reduce the earnings on the account. Additional account information available upon request.

*AddVantage Checking - Qualifying Average Daily Balance: The qualifying average daily balance is the total of average daily balances for the AddVantage Checking Account and any other personal deposit accounts that have an account owner with the same Tax Identification Number (TIN) as the AddVantage Checking account owners’ TINs. The qualifying average daily balance period is based on the first day of the monthly statement period through three business days before the last day of the monthly statement period. Please note that if your daily balance in your AddVantage Checking account falls below $10 any day during the statement cycle, you will not earn interest on your AddVantage Checking account that day.

Free Online Banking

Transfer funds, check account balances, make loan payments – from your office or your kitchen table, 24/7.

Your Personal Bankers

Meeting the financial needs of our customers requires a creative approach. Our Personal Bankers are committed to getting to know you and tailoring financial solutions to fit your unique needs, even if that means thinking outside the box. 

Debit Cards are included free with all of our accounts!

Use your Bluestone Bank Debit MasterCard® at thousands of locations worldwide to make purchases and get cash back from your personal checking account, or to access ATMs.
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