Locations
Meet with UsMORTGAGE OPTIONS
Many affordable mortgage options, one just right for you. At Bluestone Bank, we go above and beyond to make sure you find the home financing solution that fits, whether it’s your first home or your retirement home.
Online Loan Servicing Center
Are you looking for our online loan servicing center? It's an easy, mobile-friendly and secure way to make payments, check activity, get questions answered and more!
Conventional Fixed-Rate
Set it and forget it. With a fixed-rate mortgage, your interest rate, monthly principal and interest payments are set for the life of the loan.
Jumbo Mortgages
Big house, big loan. Jumbo loans let you finance homes above $647,200.
Features
- Available for primary residences, condominiums and second homes
- Fixed and adjustable rate options
TruBlue Mortgage
It’s your first time. Breathe easier with the mortgage option for new homebuyers. No PMI. Only 5% down.
Features
- Only 5% down1 and no PMI2
- $500 down payment supplemented by a gift or grant
- Pre-approval available with Lock & Shop program
- Available for first-time and repeat home buyers in Bank's primary lending area3
- Local decision-making and quick closings
1Mortgage loans are available to qualified applicants who meet Bluestone Bank’s current loan guidelines for owner-occupied single-family residential properties within the Bank’s primary lending area. Borrower cannot own any other property at the time of closing, can have qualifying income of no more than 100% of area median income, and must have a credit score of at least 660. Financing up to 95% loan-to-value for home purchase loans, with only $500 minimum contribution from the buyer and remainder by gift or grant. Ask about interest rates and terms available. Offer is subject to credit history, loan amount, loan-to-value and debt-to-income ratios and is subject to change without notice. Some conditions/limitations apply. All loans are subject to credit approval. 2Private Mortgage Insurance. 3Available for eligible homebuyers of a single-family home or condominium in Bellingham, Berkley, Bridgewater, Brockton, Carver, Dighton, East Bridgewater, Easton, Foxborough, Franklin, Halifax, Hanson, Lakeville, Mansfield, Middleboro, Norfolk, Norton, Pembroke, Plainville, Raynham, Sharon, Taunton, Walpole, West Bridgewater & Wrentham.
Construction Loans
Buying land, building or re-building a house, renovating or adding to your home. It's all covered with a construction loan.
Features
- Competitive fixed and ARM rates with zero points
- Single closing for construction and permanent financing
- Interest-only payments during the construction period
- Inspections and disbursements handled quickly and in-house
- An experienced team of construction loan professionals
MassHousing Mortgage
The low-PMI, low down payment option and the most successful state housing program in the nation. First mortgage? Bluestone Bank also offers the MassHousing Down Payment Assistance Program (DPA), which allows qualified first-time home buyers to finance up to 100% of the price of a single-family home or condo.1
Features
- Fixed rate option
- Low down payment option
- Low PMI premiums with job loss insurance
1Fixed-rate second mortgage provided in conjunction with a MassHousing first mortgage for up to 3% of the purchase price or $12,000, whichever is less. Available for first-time home buyers with annual incomes at or below the area median income. Varies by county.
VA Mortgage
The fixed-rate, low or no down payment loan for veterans. VA mortgages recognize your service and help realize your dream of home ownership.
Features
- Fixed-rate loans that fully amortize over their term
- No minimum down payment
FHA Mortgage
The federally insured, low down payment option. Government-backed FHA loans help eligible homebuyers purchase a single-family home with as little as 3.5% down.
Features
- Fixed-rate loans that fully amortize over their term
- Less than 20% down payment
USDA Mortgage
The zero-down option. Take advantage of fixed-rate loans guaranteed by the federal government with no minimum down payment when you buy a home in a USDA-eligible town and meet this program’s maximum income guidelines.
Features
- Fixed-rate loans that fully amortize over their term
- No minimum down payment required
- Contact us for a list of USDA-eligible towns
Chattel Loans
Personal property loans secured by a manufactured home and offered in bank-approved manufactured housing parks, including:
- Oak Point, Middleboro
- Stone Meadow, Bridgewater
- High Pond Estates, Bridgewater
- Plimoth Commons, Plymouth
- Colonial Estates, Taunton
- Meadow Woods Estates, Carver
- Leisurewoods, Rockland
- Titicut Estates, Taunton
Features
- Fixed-rate loans with various terms
Mortgage Rates
