Keep your cash working hard and your access easy with a business money market account. We offer three money market options, each of which earns higher interest rates than a traditional savings account.

Business Money Market

Want higher interest rates than regular savings, no risk and 24/7 access to your funds? You want a money market account. Our basic account offers the flexibility and accessibility of a personal savings account, plus these added features:

  • Fully insured1
  • Minimum balance of $2,500 required to earn premium APY
  • Up to six (6) transfers by preauthorized, automatic, telephone transfer or similar orders, including payments by check to third parties, per statement period2

Business Premium Money Market

You deserve the best of both worlds. That's why we’ve combined the high rate of a short-term CD and the accessibility of a savings account. 

  • Earns interest
  • Fully insured1
  • Minimum balance of $25,000 required to earn premium APY
  • Make up to six (6) transfers by preauthorized, automatic, telephone transfers, or similar orders, including payments by check to third parties, from your account each statement period2

Business Blue and Gold Money Market

This top-shelf money market account earns the highest rate of interest with optional limited check-writing abilities.

  • Earns interest
  • Fully insured1
  • Minimum balance of $75,000 required to earn premium APY
  • Make up to six (6) transfers by preauthorized, automatic, telephone transfers, or similar orders, including payments by check to third parties, from your account each statement period2

View Rates

*Effective as of 3/4/2021

ProgramAnnual Percentage Yield (APY)Minimum Daily Balance to Earn APY
Money Market (Daily balances from $10 to $2,499.99 will earn 0.05% APY. Daily balances below $10 will not earn interest.)0.100%$2,500.00
Premium Money Market (Daily balances from $10 to $24,999.99 will earn 0.05% APY. Daily balances below $10 will not earn interest.)0.150%$25,000.00
Blue and Gold Money Market (Daily balances from $10 to $74,999.99 will earn 0.05% APY. Daily balances below $10 will not earn interest.)0.200%$75,000.00

3Annual Percentage Yield (APY) subject to change. This is a variable rate that is subject to change after the account has been opened. Fees may reduce the earnings on the account.

Cash Management

Streamline your business and safeguard your data with our full suite of services, from ACH to wire transfers. 

Business Payroll Services

Through associations with companies that offer business payroll processing, Bluestone Bank can take care of your entire payroll. These services provide comprehensive reports that simplify your record keeping.

Debit Cards are included free with all of our accounts!

Use your Bluestone Bank Debit MasterCard® at thousands of locations worldwide to make purchases and get cash back from your personal checking account, or to access ATMs.