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Make an AppointmentKeep your cash working hard and your access easy with a business money market account. We offer three money market options, each of which earns higher interest rates than a traditional savings account.
Business Money Market
Want higher interest rates than regular savings, no risk and 24/7 access to your funds? You want a money market account. Our basic account offers the flexibility and accessibility of a personal savings account, plus these added features:
- Fully insured1
- Minimum balance of $2,500 required to earn premium APY
Business Premium Money Market
You deserve the best of both worlds. That's why we’ve combined the high rate of a short-term CD and the accessibility of a savings account.
- Earns interest
- Fully insured1
- Minimum balance of $25,000 required to earn premium APY
Business Blue and Gold Money Market
This top-shelf money market account earns the highest rate of interest with optional limited check-writing abilities.
- Earns interest
- Fully insured1
- Minimum balance of $75,000 required to earn premium APY
1 All Bluestone Bank deposit accounts are insured by the FDIC up to $250,000 per depositor, with the excess over $250,000 insured by the DIF.
View Rates
*Effective as of 12/7/2023
| Program | Annual Percentage Yield (APY) | Minimum Daily Balance to Earn APY |
|---|---|---|
| Money Market (Daily balances from $10 to $2,499.99 will earn 0.05% APY. Daily balances below $10 will not earn interest.) | 0.100% | $2,500.00 |
| Premium Money Market (Daily balances from $10 to $24,999.99 will earn 0.05% APY. Daily balances below $10 will not earn interest.) | 0.150% | $25,000.00 |
| Blue and Gold Money Market (Daily balances from $10 to $74,999.99 will earn 0.05% APY. Daily balances below $10 will not earn interest.) | 0.200% | $75,000.00 |
2Annual Percentage Yield (APY) subject to change. This is a variable rate that is subject to change after the account has been opened. Fees may reduce the earnings on the account. Accounts are restricted to residents of Massachusetts and Rhode Island.
Cash Management
Streamline your business and safeguard your data with our full suite of services, from ACH to wire transfers.
Business Payroll Services
Through associations with companies that offer business payroll processing, Bluestone Bank can take care of your entire payroll. These services provide comprehensive reports that simplify your record keeping.
