Business Checking - Bluestone Bank

Business Tiered Interest Checking Account Features

Earn interest based on amount in each tier²
Includes 500 checks paid, deposits and/or deposited items per statement cycle³
$50.00 monthly fee waived for maintaining a minimum daily balance of $25,000⁴
Free digital account tools allow you to easily move funds between your accounts
Free mobile check deposit
Free Online Banking & Bill Pay
Free Business Debit MasterCard^®

¹All Bluestone Bank deposit accounts are insured by the FDIC up to $250,000 per depositor, with the excess over $250,000 insured by the DIF.

³Additional checks paid, deposits and deposited items are $0.35 each.

⁴Maintain a minimum daily balance of $25,000, and we’ll waive the $50 monthly service charge.

Business Tiered Interest Checking Account Rates

*Effective as of 9/15/2024

Tier	Annual Percentage Yield (APY)	Notes
$10.01 - $25,000	0.01%	Interest rate paid on the daily balance of the first $10.01 up to and including $25,000
$25,000.01 - $50,000	0.25%	Interest rate paid on the daily balance of the next $25,000.01 to $50,000
$50,000.01 - $75,000	0.50%	Interest rate paid on the daily balance of the next $50,000.01 to $75,000
$75,000.01 - $100,000	0.75%	Interest rate paid on the daily balance of the next $75,000.01 to $100,000
$100,000.01 - $125,000	1.00%	Interest rate paid on the daily balance of the next $100,000.01 to $125,000
$125,000.01 or Greater	1.00%	Interest rate paid on the daily balance of the next $125,000.01 or more

²Annual Percentage Yield (APY) subject to change. This is a variable rate that is subject to change after the account has been opened. Fees may reduce the earnings on the account. Interest is calculated and accrued on the account each day based on the amounts in each balance tier and the appropriate interest rate at the end of the day. Each daily accrual is accumulated and paid out at month end. Example: If you have $55,000 in your account every day of the statement cycle, APY on the daily balance of the first $10.01 up to and including $25,000 will be 0.01%, APY on the daily balance of the next $25,000.01 up to and including $50,000 will be 0.25%, and APY on the daily balance of the next $50,000.01 up to and including $75,000 will be 0.50%. Additional account information available upon request.

Business Online Banking

Bluestone Bank offers free business online banking to all customers, with an option to upgrade to advanced online cash management tools.

Business Payroll Services

Through associations with companies that offer business payroll processing, Bluestone Bank can take care of your entire payroll. These services provide comprehensive reports that simplify your record keeping.

Learn More - about business payroll services

Cash Management

Secure, streamlined solutions for your business, from wire transfers to payroll services and beyond. Choose the services you need from our full suite of options.

Find Out More - about cash management

Debit Cards are included free with all of our accounts!

Use your Bluestone Bank Debit MasterCard^® at thousands of locations worldwide to make purchases and get cash back from your personal checking account, or to access ATMs.

Learn More - about Debit Cards