Business Tiered Interest Checking Account Features

  • Earn interest based on amount in each tier2
  • Includes 500 checks paid, deposits and/or deposited items per statement cycle3
  • $50.00 monthly fee waived for maintaining a minimum daily balance of $25,0004
  • Free digital account tools allow you to easily move funds between your accounts
  • Free mobile check deposit
  • Free Online Banking & Bill Pay
  • Free Business Debit MasterCard®

1All Bluestone Bank deposit accounts are insured by the FDIC up to $250,000 per depositor, with the excess over $250,000 insured by the DIF.

3Additional checks paid, deposits and deposited items are $0.35 each.

4Maintain a minimum daily balance of $25,000, and we’ll waive the $50 monthly service charge.

Business Tiered Interest Checking Account Rates

*Effective as of 2/28/2024

TierAnnual Percentage Yield (APY)Notes
Less Than $25,0000.01%Interest rate paid on the daily balance of the first $10.00 up to and including $24,999.99
$25,000 - $49,999.990.25%Interest rate paid on the daily balance of the next $25,000 to $49,999.99
$50,000 - $74,999.990.50%Interest rate paid on the daily balance of the next $50,000 to $74,999.99
$75,000 - $99,999.990.75%Interest rate paid on the daily balance of the next $75,000 to $99,999.99
$100,000 - $124,999.991.00%Interest rate paid on the daily balance of the next $100,000 to $124,999.99
$125,000 or Greater1.00%Interest rate paid on the daily balance of the next $125,000 or more
2Annual Percentage Yield (APY) subject to change. This is a variable rate that is subject to change after the account has been opened. Fees may reduce the earnings on the account. Interest is calculated and accrued on the account each day based on the amounts in each balance tier and the appropriate interest rate at the end of the day. Each daily accrual is accumulated and paid out at month end. Example: If you have $55,000 in your account every day of the statement cycle, APY on the daily balance of the first $10.00 up to and including $24,999.99 will be 0.01%, APY on the daily balance of the next $25,000 up to and including $49,999.99 will be 0.25%, and APY on the daily balance of the next $50,000 up to and including $74,999.99 will be 0.50%. Additional account information available upon request.

Business Online Banking

Bluestone Bank offers free business online banking to all customers, with an option to upgrade to advanced online cash management tools.

Business Payroll Services

Through associations with companies that offer business payroll processing, Bluestone Bank can take care of your entire payroll. These services provide comprehensive reports that simplify your record keeping.

Cash Management

Streamline your business and safeguard your data with our full suite of services, from ACH to wire transfers. 

Debit Cards are included free with all of our accounts!

Use your Bluestone Bank Debit MasterCard® at thousands of locations worldwide to make purchases and get cash back from your personal checking account, or to access ATMs.
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